The State Of The Art, 2016
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Any person with a Yahoo account, who is logged into the website with their user name and password, can post messages to a Yahoo Finance Message board. Investors and economic analysts post many of these messages while business staff post others. The only information you can see about the individual poster is their user name. Most Yahoo Finance posters never use their true name, as an alternative opting for one thing anonymous and exciting like BizInBuffalo” or LeftStaples”. You can also see the time and date the message was posted.
I refuse to share any graphic developed by the DoD that shows a comparison amongst the two retirement systems simply because the DoD assumes an unstainable rate of return from the stock industry. While the stock marketplace usually goes up, a great portion of our retirement is now reliant on the bond and stock market place. In addition, I’ve spent practically 2 decades trying to get military members to save more for retirement, and it is not taking place swiftly. For this new blended retirement program to be better”, we should save a lot more and hope for good marketplace returns.
Regulation has restricted what they can do or how they can do it. Profit possibilities are fewer. Dodd-Frank’s Volcker Rule (which prohibits proprietary trading at banks) is in place. Some banks have scaled back other big banks continue to hold big positions (to facilitate client flow), even though they struggle to make sure compliance with new rules. Some determined banks have identified ways to be profitable, but most banks aren’t seeking to expand these areas aggressively. Hiring occurs, but not in the way it did ahead of 2008.