Is Finance Too Large?

FinanceThe top company schools for finance prepare graduates to work in business administration and management. Students can typically specialize in places like investment banking and corporate finance. These are the leading enterprise schools for finance.

ETA: I wrote this post then went out to the farmer’s market place and spent $2 on kale, $two on a stocking present for my SIL, $four on a present for my housemate, and $20 on my brother’s birthday present (one more vintage book). So now I only have about $30 in my pocket, and I am possibly going to spend it all this week amongst the $10 admission show I’m going to tonight, postage, and buying day-to-day coffee, but hey, at least I should not have to dip into slush and I can use that for the different costs I’ll have on trip. And I’ve now prepaid birthday presents for my mom (February) and brother (April) just need to think of one thing for my dad, in May possibly, and then nothing to be concerned about till late fall 2015.

There is a lot talk in investor relations (IR”) circles about the challenges of social media. But, as discussed in my recent post ( Investor Relations two. – Is Seeking Alpha the Answer? ), and, as you’ll see under, the possibilities for public companies to engage investors on the web utilizing social media are genuine, measurable, and shouldn’t raise any red flags with the SEC.

An entity whose earnings exceeds its expenditure can lend or invest the excess revenue to help that excess earnings create more income in the future. Even though on the other hand, an entity whose revenue is much less than its expenditure can raise capital by borrowing or promoting equity claims, decreasing its expenditures, or escalating its earnings. The lender can locate a borrower—a monetary intermediary such as a bank —or buy notes or bonds (corporate bonds, government bonds, or mutual bonds) in the bond marketplace The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary earns the distinction for arranging the loan.

Borrower beware! Prosper is unreliable at updating their records and credit reporting agencies. I phoned Prosper and produced a manual payment to pay off the remainder of my balance owed for a loan. Three months later my credit report shows that the remaining balance is delinquent! When I log into my prosper account, my account Nonetheless shows the amount past due plus interest is owed. Soon after calling them and fighting with them, the only response I got was an e-mail confirming that I paid off the final balance. My credit report nonetheless has not been updated from this error given that 2012!